Sheila Schwager focuses her practice on creditor rights and bankruptcy, including the representation of consumer and commercial lenders involving the Uniform Commercial Code, federal and state lending laws, foreclosures, collections, workouts, and the defense of lender liability claims. She has experience with State and Federal consumer protection laws on behalf of creditors, including federal and state telemarketing laws, credit reports, Fair Debt Collection Procedure Act, and loan workouts. Ms. Schwager has substantial experience in a wide variety of legal issues that arise in the auction industry. She also participates in litigation and trials in California and has appeared before the Ninth Circuit Court of Appeals.
Ms. Schwager represents a number of creditors including:
- Idaho Independent Bank
- Green Tree
- Home Federal Bank
- BMW Financial Services
- Sunwest Bank
- Intermountain Community Bank
- Magic Valley Bank
- Panhandle State Bank
- Bank of America
- Northwest Farm Credit Service
- John Davidson, Chapter 11 Trustee
- Bank of the Cascades
She also represents creditors in the defense of bankruptcy preference actions across the United States, such as ARAMARK Uniform and Career Apparel, LLC.
Ms. Schwager conducts pro bono services for the Idaho State Bar, including, but not limited to, participating in the Bankruptcy Hotline, acting as an arbitrator for attorney fee dispute cases that have arisen between local attorneys and their clients and is involved with I-CARE, an educational group of professionals working with high schools to provide credit issue counseling and education. She also participated as an Attorney Mentor in Youth Court and in mock trial presentations for the local high schools.
University of Idaho, J.D., summa cum laude, 1994
University of Idaho, B.S., cum laude, 1991
Idaho Humane Society, Executive Board, Secretary, 2013-2014, Board of Directors, 2012-present
Boise Metro Chamber of Commerce, Leadership Boise Program, 2000-2002
Citizens Advisory Committee for the Ada Planning Association, 1998-2000